Wealth Management isn’t as complicated as the industry makes out, especially for the 95% of normal people, just wanting to improve their life and provide for their families.
Here at the key things you need to know/think about, in order to start your investment journey.
Your Risk Profile/Tolerance
Your Time Horizon
Your Desired Objective
Your Current & Future Lifestyle Needs
I maintain an interest in the UK property market but beyond that There are 3 Main types of funds I am currently utilising, that outline my investment philosophy.
1. Low Cost, Indexed, Passive, Exchange Traded Funds (ETF’s) Scientifically proven to be the most consistent, reliable and simple way to invest for the long term, They track the world’s biggest companies on Indexes such as S & P or FTSE.
2. Environmental, Social, Governance Funds (ESG) These are sectors or companies that are committed to improving the world, such as Clean Energy or Education, but also actively avoid companies involved in Arms, Animal Testing etc.
3. High Performing Actively Managed ETF’s – This would suit clients with a shorter time horizons, but could see higher than average performance in a relatively short amount of time,ARKK Fund is one such example, involved in disruptive tech, genomics and big data.