Frequently Asked Questions

Find answers to your financial questions

Pensions & Savings

What happens to my Teachers/NHS Pension now I’m abroad?
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Living or moving abroad will not affect the sterling amount of your pension. However the amount you receive in the local currency may change based on currency rates.

Will not paying in to your UK pension cost you?
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Not paying in to your UK pension is costing you $25k a year

Can I set up a pension in the UAE?
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You will need to transfer your UK Pension to a QROPS in the UAE

Other

What is Ethical Investing?
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Ethical investing is the practice of selecting investments based on ethical or moral principles. ... Ethical investors typically avoid investments from sin stocks, companies involved with stigmatised activities, such as gambling, alcohol, smoking, or firearms.

Should I pay my national insurance even though I’m abroad?
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Whilst living abroad, you do not have to pay National Insurance Contributions (NICs) – but you may need to in order to protect your UK State Pension, depending on how many payments you have already made.

Student Loan from abroad – do I have to pay?
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If you go abroad and are no longer within the UK tax system, HM Revenue & Customs (HMRC) can no longer be involved in your student loan repayments and the Student Loans Company (SLC) takes over.

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