Joshua Nash MCSI

Growing your money & ambitions, for a better, brighter future

Dubai based financial coach, planner and certified wealth manager.

left arrow white
right arrow white

Specialising in Financial advice for the following industry professionals

MCSI
headshot of joshua nash dubai based financial expert

Environmental, Social & governance Focused Ethical Investing

I take a holistic and thorough approach to Financial Planning and Wealth Solutions. I don't compromise my principles and ethics, so you can trust that I will give the best advice possible, taking in to account the full picture and your long term goals.

I will always explain complex and technical information in a way that you can understand, to empower you to meet your financial goals and plans, with a trusted and respected advisor by your side, every step of the way.

chartered banker logocisi logo

I filter through all the noise and jargon to explain things to you in plain English, using real life examples and producing results​ with ongoing support.

joshua nash signature logo

Book a free consultation with me

joshua nash tree logo

My financial services

Financial Coaching

All of the things you wish you were taught in school. One to one Coaching especially designed for Expats, this will empower you with the knowledge to take control of your financial future and breaks down the barriers that stop you achieving your financial goals and plans

Find out more >

Pensions

A form of income to provide for yourself after retirement. Contributing to a pension is extremely tax efficient and can provide a guaranteed monthly income, for life. As an expat you can no longer pay in to your UK workplace pensions, and will need to make up for this shortfall by using a savings plan

Find out more >

Investments

Saving for your long-term ambitions such as a house deposit, wedding or to provide an extra form of income. I’m focused on Ethical investing, which not only covers the way advice is presented, but also selectively investing in Clean Energy, Renewables, or Companies with a strong social cause or mission. This is known as ESG investing.

Find out more >

business man in suit
dubai burj building image
dubai skyline small
dubai skyline small
joshua nash headshot small

Certified Wealth Management

Member of the Chartered Institute for Securities & investment - The leading professional body for securities, investment, wealth and financial planning professionals.

Independent Financial Advisor, Authorised agent of Globaleye Dubai, Licensed and regulated by Central Bank UAE & Securities and Commodities Authority

chartered banker logo
cisi logo

Why choose me as your financial advisor?

white tick image
Friendly and
independent advice

Making financial advice accessible and easy to understand, with your best interests at heart, every step of the way

white tick image
Qualified
and certified

Industry experience across some of the worlds leading banks, CISI Member and Chartered Banker.

white tick image
Responsive

Financial planning isn’t just about the numbers, the emotions and behaviours that shape your goals need to be addressed as well as keeping our communication open and pro-active.

white tick image
Trusted and respected

An ever growing reputation in the region and industry, with lots of recommendations and popularity, quickly becoming a voice for positive change and disruption

Design a coaching programme
that suits you

My programme modules

The home buying process & Property Investment
arrow

Buying your home as a first-time buyer, what schemes and government support you are entitled to, how mortgages work and options available for expat mortgages, as well as buy to lets/investment properties

- First time buyer process (help to buy)
- How mortgages actually work
- Buying a property from overseas
- Buying property for investment (buy to let)

Protecting your income & family
arrow

Each year one million people in the UK find themselves unable to work due to a serious illness or injury. We cover the options available to expat's and look at what suits you and your family best.

Money Management, Budgeting & Cashflow
arrow

A cash budget is very important, It allows you to manage your financial situation and avoid using debt to get yourself out of unexpected expenses. A cash budget helps avoid a shortage of cash during periods in which you encounters a high number of expenses.

Retirement & Pensions
arrow

Pensions might seem complicated, but the basic idea is a simple one. It’s worth understanding the benefits of saving into a pension scheme, because your State Pension while working in the UAE could be effected and may not be enough to live on when you reach retirement age.

Debt, Borrowing & Credit Cards
arrow

Debt, Loans and credit cards can be a minefield and they all suit different people in different situations. We drill down into your personal situation and look at the products that suit you.

Investing & Savings
arrow

Investing gives your money the potential to grow faster than it could in a savings account. If you have a long time until you need to meet your goal, your returns will compound. Basically, this means in addition to a higher rate of return on investments, your investment earnings will also earn money over time.

Credit Scoring, Affordability & Profiling
arrow

Credit Scoring for expats can be difficult to understand, what stands in the UK can change once you more to the UAE, we take a look at your lend-ability and work to improve on what you currently have.

Tax & National Insurance
arrow

Once you become a resident of the UAE your tax situation will change, however national insurance should still be be paid. We look at what changes will take place and how that effects you, we will also make sure you're up to date on national insurance payments.

Expat Life - Sending money home, Student Loan, Card payments etc.
arrow

We dive into everything an expat needs to know, covering the best way to send money home, payments on student loads and any other debt you might have.

Any 3 Modules

Delivered over 6 months of training
Book Now - £347

Any 6 Modules

Delivered over 6 months of training
Book Now - £647

Any 9 Modules

Delivered over 6 months of training
Book Now - £947

Frequently Asked Questions

Pensions & Savings

What happens to my Teachers/NHS Pension now I’m abroad?
arrow

Living or moving abroad will not affect the sterling amount of your pension. However the amount you receive in the local currency may change based on currency rates.

Will not paying in to your UK pension cost you?
arrow

Not paying in to your UK pension is costing you $25k a year

Can I set up a pension in the UAE?
arrow

You will need to transfer your UK Pension to a QROPS in the UAE

Other

What is Ethical Investing?
arrow

Ethical investing is the practice of selecting investments based on ethical or moral principles. ... Ethical investors typically avoid investments from sin stocks, companies involved with stigmatised activities, such as gambling, alcohol, smoking, or firearms.

Should I pay my national insurance even though I’m abroad?
arrow

Whilst living abroad, you do not have to pay National Insurance Contributions (NICs) – but you may need to in order to protect your UK State Pension, depending on how many payments you have already made.

Student Loan from abroad – do I have to pay?
arrow

If you go abroad and are no longer within the UK tax system, HM Revenue & Customs (HMRC) can no longer be involved in your student loan repayments and the Student Loans Company (SLC) takes over.

Grace
I never knew I needed a financial coach/adviser until I met with Josh, not only does he keep me accountable but he explains everything properly in an easy to understand way,  he’s really opened my eyes and pushed me to achieve certain goals, couldn’t recommend him highly enough.
Joseph
Josh really demonstrated his expertise but also empathy for our situation, he really fixed things from the mess made by our previous advisor too and couldn’t be more thankful to have met him, I just wish we had met him sooner.
Rick
A real down to earth and genuine advisor who is so easy to talk to and get answers from, a complete change from previous advisors I has the misfortune of working with in the past.
Helena
We were lucky enough to meet Josh very early on when we first moved to Dubai and he really helped up with a clear and realistic financial plan, but  he was also asking questions about our values and goals in life, rather than just running some numbers.
Address

Downtown
Boulevard Plaza
Tower 1
Dubai
United Arab Emirates

Get in touch
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Industry Insights

dubai skyline blog image
Pensions

The 5 steps below are the absolute foundations needed to build wealth and financial independence, for the everyday person.

dubai skyline blog image
Industry

Why it's important for foreign property investors to understand the UK's recent tax changes

dubai skyline blog image
Investment

6 Things You Must Know When Applying to Schools in the UAE (or anywhere abroad)